What We Offer

We provide educators with clear, personalized guidance for every stage of their financial journey—from building savings to protecting income and planning their legacy.

Our approach helps you make informed decisions across pensions, investments, insurance, and estate planning. We currently offer a variety of financial products and services for educators.

CalSTRS and CalPERS 

We specialize in CalSTRS and CalPERs pension analysis—helping you understand benefit formulas, service credit, and income replacement strategies.

403(b) and 457(b) Plans

We guide you through selecting low-cost, high-performing options and maximizing tax-deferred savings.

Guaranteed Income Products

We design income strategies that ensure steady paychecks in retirement, even when the market fluctuates.

Principal Protection Products

Our investment approach focuses on protecting principal, securing gains, and balancing growth with security.

Life Insurance Retirement Plans

We use modern life insurance products to supplement retirement income and provide tax-free benefits.

Life Insurance with Living Benefits

Get protection for critical illness, long-term care, or disability—while still building future value.

Voluntary Benefits

We help educators choose optional benefits such as accident, hospital, and cancer coverage to fill healthcare gaps.

Estate Planning

Even modest estates deserve planning—our guidance includes wills, trusts, and directives to protect your legacy.